From Agriculture to the Financial Services Industry in the 1990's. Formerly a member of the Cato Institute (U.S.) selected to the "think tank" on the Privatisation of Social Security working closely with the UK's Pensions Review Committee. Established SFL Limited to develop leading edge web based solutions for the creation and active online management of secure individual retirement accounts, later adopted by The Prudential. A member of VS4E developing web based solutions for the Education Sector.